Prospective Home Buyers
It’s always a good idea to get prequalified for your mortgage before you start your home search. Prequalification involves supplying a lender with basic information regarding your income, assets and debt. With this information, lenders can get an idea of the mortgage amount for which you qualify, and it can be done at no cost with the use of our lending team.
Once you get prequalified, this will help you narrow down the home you look at, as it will give you the knowledge of what you can afford. In addition, once you find the home you are looking for, being prequalified will enable you to act fast and give you an edge over other buyers looking at the same property. Prequalification shows you are a serious shopper, and your offer will be taken more seriously than an offer from someone who has not spoken with a lender.